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Avoid Holiday Shopping Scams

‘Tis the season for holiday gifting, and many shoppers will go online this time of year to find the best deals on popular items. But the sellers you buy from may not be what they seem.

According to the FBI’s Internet Crime Complaint Center (IC3), thousands of people become victims of holiday scams every year. Scammers can rob you of hard-earned money, personal information, and, at the very least, a festive mood. The two most prevalent of these holiday scams are non-delivery and non-payment crimes.

In a non-delivery scam, a buyer pays for goods or services they find online, but those items are never received. Conversely, a non-payment scam involves goods or services being shipped, but the seller is never paid. In 2018 alone, the IC3 estimates that non-delivery and non-payment scams together affected more than 65,000 victims, causing almost $184 million in losses.